# Important Information about Personal Effects Cover – Premium amount payable in addition to your home building and/or contents premium. Calculation based on specifying a single mobile phone valued at $1,000 as a Specified Personal Effects. Current as of 01/06/2015. Please refer to your PDS for full terms and conditions.
* Minimum premiums may apply.Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to the premium for optional covers such as flood (where applicable).
^Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding. Financial institution transaction fees may apply.
+ To qualify for the maximum No Claim Bonus of 30%, you must have had no home buildings or contents insurance claims in the preceding five years. However, customers who’ve had up to two claims may still qualify for reduced No Claim Bonus.
~ Terms, conditions, limits and exclusions apply. See the relevant PDS for details.
Allianz Terms and Conditions
Schedule of Fees and Charges (PDF)
Financial Services Guide (PDF)
Home Insurance (Prestige) PDS
Home Insurance (Classic) PDS
Home Insurance (Vital) PDS